3020 Silver Creek Mountain Road

Morganton, NC 28655

Beds

2

Baths

3

Square Ft.

1,210

Active

Residential

Virtual Tour

$375,000

Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring… Read More an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come. Read Less

Courtesy of Keller Williams Professionals [email protected]

Listing Snapshot | Source HomeJunction

Days Online

3

Last Updated

Jun 22, 2026

Property Type

Single Family Residence

Beds

2

Full Baths

2

Partial Baths

1

Square Ft.

1,210

Lot Size

0.95 Acres

Year Built

2012

MLS Number

4394477

30 Days Snapshot Of 28655

$351k

+12%

(avg) sold price

32

-15%

homes sold

51

-20%

(avg) days on market

Snapshot

Area Map

Additional Details | Source HomeJunction

Appliances & Equipment

Description: "Dishwasher", "Electric Oven", "Microwave", "Refrigerator"

Basement

Description: "Basement Garage Door", "Basement Shop", "Interior Entry", "Storage Space", "Walk-Out Access", "Walk-Up Access"

Building

Finished Area Above Grade: 1210, Area: 1854, Architecture: "Cabin", Building Area: 1210, Construction Materials: "Log", Levels: "One", Year Built: 2012, Construction Type: Site Built

Cooling

Details: "Central Air"

Exterior Features

Patio Features: "Covered", "Deck", "Front Porch", "Rear Porch"

Floors

Flooring: "Concrete", "Laminate", "Wood"

Garage

Garage Spaces: 1, Man Level Garage: 0, Garage SqFt: 430

Heating

Heating: "Central"

Home Owner's Association

Dues Frequency: Monthly, Fee: 50

Laundry

Description: "In Bathroom", "Main Level"

Lot

Features: "Cleared", "Rolling Slope", "Views", Size: 0.95, Size Units: Acres

Roof

Description: "Metal"

Utilities

Sewer: "Septic Installed", Water Source: "Well", Utilities: "Electricity Connected", "Satellite Internet Available"

Interior Features

SqFt Lower: 0, Main SqFt: 1210, Third SqFt: 0, Heated Basement SqFt: 430, Unheated Total SqFt: 430

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Mortgage Calculator | Source HomeJunction

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Term (years)

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W.A. Young Elementary School 828-584-0632 Public PK-5

Table Rock Middle School 828-437-5212 Public 6-8

Freedom High School 828-433-1310 Public 9-12

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